People frequently ask us if they need computer to get marketplace health insurance. In this post, we explain how to get health insurance in Arizona even if you don’t have a computer (or even computer skills).
No Computer? You Can Still Get Marketplace Health Insurance
The health insurance marketplace was born during the creation of the Affordable Care Act, also known as Obamacare. The marketplace allows people to shop for and compare different health insurance plans. The marketplace health insurance is available to the public via a website and requires a computer or smartphone if you want to shop for yourself. Using the website requires Internet browsing, typing, searching, comparing, analyzing, and a host of other computer skills. But what if you don’t have a computer or smartphone? Or you don’t have enough computer or smartphone skills to enroll health insurance on the marketplace website? Or you just hate using computers?
A Local Health Insurance Broker Near You Can Do All The Computer Work
If you don’t have a computer, you can work with a local health insurance broker near you in Arizona to perform the computer work. The local broker can perform all the computer research and application work to enroll you in the best health insurance policy for your needs. The marketplace insurance plans may be individual, family, or employer-sponsored. A insurance broker can use the online healthcare marketplace to compare and contrast different plans based on your personal needs, medical history, and coverage limits. Whether you need to buy new insurance or update your old plan, you can work with a local insurance broker to take care of everything you need to know about the marketplace to make the best decisions for yourself and your family.
A Broker Can Get The Best Policy For Your Needs
If you live in Arizona, the cost of healthcare can be highly prohibitive. That’s why understanding your options is imperative. There is a large variety of health insurance plans on the marketplace.
Each of the plans have a variety of options, restrictions, costs, etc. The online marketplace is built with features that let you compare and contrast all the various plans.
However, if you don’t like using a computer you will quickly become frustrated trying to sort though all the info online using the marketplace website.
If you don’t want to use a computer to get health insurance, then you best option is to find a local health insurance agent near you that is licensed to help you find and enroll in the best heath insurance plan for you particular needs.
Who Can Get Health Insurance on the Marketplace?
The new marketplace programs have enabled many people to get affordable coverage that meets their needs and budget. But who is eligible to use the health insurance market place? There are specific eligibility requirements for marketplace insurance. Individuals who meet the below criteria will be able to get coverage:
- Are between the ages of 18 – 64
- Have an annual income that is less than $100,000 for a single person or $250,000 for a household
- Are a U.S. citizen or have a valid visa
- Are not eligible for other health insurance coverage
- You are not receiving state assistance for medical coverage.
How to Get Marketplace Health Insurance
The process of getting marketplace insurance is relatively straightforward, but requires a lot of interaction with a computer or smartphone screen. Here are the steps you must complete to get health insurance coverage:
- Create an account on the online marketplace
- Answer questions about age, address and other demographics
- Use the website to enter search criteria related to your needs
- Review and compare the numerous plans, costs and options
- Choose a plan
- Apply for coverage by filling out a detailed application
- If spouse or children, you complete more forms
- You need email or phone info for computer confirmations
- If you have questions, you need to click and search for help in vast help libraries.
Getting Health Insurance The Fast and Easy Way
The marketplace website requires a lot of computer or smartphone clicking and tapping to enroll in health insurance yourself. Using the website requires Internet browsing, typing, searching, comparing, analyzing, and a host of other computer skills.
If you want to skip the hassle of the researching and enrolling in health insurance online, then the fast and easy way to get marketplace health insurance in Arizona is to visit our health insurance broker database, find an agent near you and give the office a call.